Splitero States: Where Splitero Is Available in 2026

Splitero States: Where Splitero Is Available in 2026

The full, current list of Splitero states, what “eligible areas” means and what to do if you're outside them.

Example: $68,000 from Splitero on a $675,000 home
Cash you get today$64,607after the 4.99% fee
You repay at settlement$181,42920% of the home value then
Home value in 10 years$907,144
  • Yours and your mortgage 80%
  • Splitero 20%

Assumes 3% yearly price growth and a 20% Split Percentage. Use your own numbers

On this page
  1. Which states does Splitero serve?
  2. What about Colorado?
  3. “Eligible areas” — what it means
  4. States where Splitero isn't available yet
  5. If Splitero isn't available where you live

Which states does Splitero serve?

Short answer

As of August 10, 2026, Splitero offers home equity investments in eligible areas of 17 states: Arizona, California, Florida, Idaho, Missouri, Montana, Nevada, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, Washington and Wyoming.

Splitero states as of August 10, 2026
  • Available (17)
  • Not available
AKMEWIVTNHWAIDMTNDMNILMINYMAORNVWYSDIAINOHPANJCTRICAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Tap a state for details. Splitero only invests in eligible areas within each state.

Splitero availability (announced August 10, 2026)
StateCodeStatus
ArizonaAZServed since before January 2025
CaliforniaCAServed since before January 2025 (Splitero is based in San Diego)
FloridaFLAdded in January 2025
IdahoIDAdded on August 10, 2026
MissouriMOAdded on August 10, 2026
MontanaMTAdded on August 10, 2026
NevadaNVAdded in January 2025
New JerseyNJListed in Splitero's June 2026 announcement
OhioOHAdded in January 2025
OregonORServed since before January 2025
PennsylvaniaPAAdded in January 2025
South CarolinaSCAdded in January 2025
TennesseeTNServed since before January 2025
UtahUTServed since before January 2025
VirginiaVAServed since before January 2025
WashingtonWAServed since before January 2025
WyomingWYAdded on August 10, 2026
A young woman checking her phone at a small table with plants and a coffee mug
Need less, or need it sooner? A personal loan may fit better.

What about Colorado?

Colorado was listed in Splitero's January 2025 and June 2026 announcements but is not on the 17-state list Splitero published on August 10, 2026. If you're in Colorado, check splitero.com directly before applying, and compare alternatives in case it isn't currently available.

“Eligible areas” — what it means

Even inside a listed state, Splitero only invests in certain areas, typically based on property data and local market conditions. Entering your address in Splitero's estimate is the only way to confirm eligibility.

States where Splitero isn't available yet

Some of the most-searched states aren't on Splitero's list. Each page below explains the current status and your options there: Texas, Colorado, New York, Georgia, North Carolina, Illinois, Michigan, Massachusetts, Maryland, Minnesota.

If Splitero isn't available where you live

  • Point serves 30 states plus D.C.; Hometap and Unlock about 26 states each.
  • A HELOC or home equity loan from a local bank or credit union.
  • A personal loan, which doesn't depend on your home's location or equity.

Don't qualify for Splitero?

No home equity, credit under 500 or outside Splitero's 17 states? A personal loan request doesn't need a home-equity stake.

Check personal loan options

Figures checked on November 6, 2026 against Splitero's published terms, its press releases and independent sources. Splitero can change terms at any time — confirm everything in your written offer before signing.

Frequently asked questions

Is Splitero available in Texas?
No. Texas is not among Splitero's 17 states as of August 2026.
Is Splitero available in Colorado?
Colorado was listed in earlier announcements but not on the August 2026 list. Check splitero.com for current status.
Is Splitero available in New York?
No. New York is not on Splitero's August 2026 list.

Sources

  1. PR Newswire — Splitero now available in 4 more states (Aug 10, 2026)
  2. HousingWire — Splitero expands to four new states
  3. PR Newswire — Splitero expands into five new states (Jan 2025)
  4. PR Newswire — Splitero closes $296M HEI securitization (Jun 2, 2026)

Not sure Splitero is the right move?

Compare it with a personal loan before you give up part of your home's future value.

Request a personal loan offer