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Which states does Splitero serve?
Short answer
As of August 10, 2026, Splitero offers home equity investments in eligible areas of 17 states: Arizona, California, Florida, Idaho, Missouri, Montana, Nevada, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, Washington and Wyoming.
- Available (17)
- Not available
Tap a state for details. Splitero only invests in eligible areas within each state.
| State | Code | Status |
|---|---|---|
| Arizona | AZ | Served since before January 2025 |
| California | CA | Served since before January 2025 (Splitero is based in San Diego) |
| Florida | FL | Added in January 2025 |
| Idaho | ID | Added on August 10, 2026 |
| Missouri | MO | Added on August 10, 2026 |
| Montana | MT | Added on August 10, 2026 |
| Nevada | NV | Added in January 2025 |
| New Jersey | NJ | Listed in Splitero's June 2026 announcement |
| Ohio | OH | Added in January 2025 |
| Oregon | OR | Served since before January 2025 |
| Pennsylvania | PA | Added in January 2025 |
| South Carolina | SC | Added in January 2025 |
| Tennessee | TN | Served since before January 2025 |
| Utah | UT | Served since before January 2025 |
| Virginia | VA | Served since before January 2025 |
| Washington | WA | Served since before January 2025 |
| Wyoming | WY | Added on August 10, 2026 |

What about Colorado?
Colorado was listed in Splitero's January 2025 and June 2026 announcements but is not on the 17-state list Splitero published on August 10, 2026. If you're in Colorado, check splitero.com directly before applying, and compare alternatives in case it isn't currently available.
“Eligible areas” — what it means
Even inside a listed state, Splitero only invests in certain areas, typically based on property data and local market conditions. Entering your address in Splitero's estimate is the only way to confirm eligibility.
States where Splitero isn't available yet
Some of the most-searched states aren't on Splitero's list. Each page below explains the current status and your options there: Texas, Colorado, New York, Georgia, North Carolina, Illinois, Michigan, Massachusetts, Maryland, Minnesota.
If Splitero isn't available where you live
- Point serves 30 states plus D.C.; Hometap and Unlock about 26 states each.
- A HELOC or home equity loan from a local bank or credit union.
- A personal loan, which doesn't depend on your home's location or equity.
Don't qualify for Splitero?
No home equity, credit under 500 or outside Splitero's 17 states? A personal loan request doesn't need a home-equity stake.
Figures checked on November 6, 2026 against Splitero's published terms, its press releases and independent sources. Splitero can change terms at any time — confirm everything in your written offer before signing.



